10 largest mortgage lenders in the U.S.

2 days ago 3

Jeff Ostrowski

Thu, January 15, 2026 astatine 11:41 AM CST 4 min read

United Wholesale Mortgage retained the apical spot successful owe origination measurement successful 2024, maintaining the pb it claimed implicit Rocket Mortgage the erstwhile year, according to Home Mortgage Disclosure Act data. Data connected 2025 location buying volition beryllium released successful outpouring 2026.

While thousands of lenders originated mortgages successful 2024, astir of the enactment is concentrated astatine the top: The 10 largest owe lenders accounted for much than 21% of each U.S. location loans originated and astir 26% of the dollar measurement of loans originated for the year.

Below are the apical 10 lenders by 2024 origination volume. This database is based connected a Bankrate investigation of Home Mortgage Disclosure Act data, with an assistance from iEmergent, a owe information firm.

  1. United Wholesale Mortgage

  2. Rocket Mortgage

  3. CrossCountry Mortgage

  4. Bank of America

  5. Navy Federal Credit Union

  6. LoanDepot

  7. Chase

  8. Guild Mortgage

  9. Fairway Independent Mortgage

  10. U.S. Bank

Learn much in our Bankrate review

  • Latest owe volume

    • 2024 origination volume: 366,078 loans

    • 2024 dollar volume: $139.7 billion

  • What to know

    • 1.2 retired of 5 stars by Bankrate users

    • Below-average standing for owe servicing by J.D. Power successful 2025

rocket owe  logo

rocket owe logo

Learn much in our Bankrate review

  • Latest owe volume

    • 2024 origination volume: 361,071 loans

    • 2024 dollar volume:$97.6 billion

  • What to know

    • 4.8 retired of 5 stars from Bankrate users

    • Highest lawsuit restitution standing for owe servicing and above-average standing for owe origination by J.D. Power successful 2025

CrossCountry Mortgage logo

CrossCountry Mortgage logo

Learn much in our Bankrate review

  • Latest owe volume

    • 2024 origination volume: 101,894 loans

    • 2024 dollar volume: $39.4 billion

  • What to know

    • 2.3 retired of 5 stars from Bankrate users

    • Top 10 FHA indebtedness lender

    • Above-average lawsuit restitution standing for owe servicing, but below-average standing for owe origination by J.D. Power successful 2025

Bank of America

Bank of America

Learn much in our Bankrate review

  • Latest owe volume

    • 2024 origination volume: 83,143 loans

    • 2024 dollar volume: $29.5 billion

  • What to know

    • Above-average lawsuit restitution ratings for owe servicing by J.D. Power successful 2025, and second-highest rated for owe origination

Navy Federal Credit Union logo

Navy Federal Credit Union logo

Learn much in our Bankrate review

  • Latest owe volume

    • 2024 origination volume: 82,019 loans

    • 2024 dollar volume: $17.7 billion

  • What to know

    • High lawsuit restitution standing for owe origination and servicing from J.D. Power successful 2025, though the recognition national is not eligible for authoritative rankings successful the studies

    • Available lone to work members, veterans and their families


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