A complete timeline of federal student loan changes: Every key date from 2026 to 2028

The national pupil indebtedness strategy is undergoing its largest overhaul successful decades, with galore changes taking effect connected July 1, 2026. These updates stem from the One Big Beautiful Bill Act (OBBBA), a sweeping fund reconciliation instrumentality signed by President Trump connected July 4, 2025.

While the caller instrumentality touches galore areas of national policy, its national pupil indebtedness provisions volition reshape however overmuch you tin borrow, however you repay, and whether definite types of assistance are disposable to you astatine all.

See what to expect starting connected July 1 and beyond, and find much resources linked successful the articles below.

Want to larn much astir the changes outlined above? Check retired these stories:

• 10 ways the One Big Beautiful Bill affects pupil loans and fiscal assistance

• Is your pupil indebtedness repayment program astir to beryllium eliminated? What to cognize earlier July 1.

• The SAVE program is gone. Here's what pupil indebtedness borrowers request to bash next.

• The caller Repayment Assistance Plan (RAP) explained: Payments, forgiveness, and who qualifies

• IBR vs. RAP: Which national repayment program should you pick?

• Parent PLUS indebtedness deadline: Why June 30 could beryllium the astir important day of 2026

• Pell Grant explainer: How they enactment and what changes July 1

• Tax-free pupil indebtedness forgiveness ended successful 2025. Will you beryllium more?