BankUnited (BKU) Q4 2025 Earnings Call Transcript

Motley Fool Transcribing, The Motley Fool

Wed, January 21, 2026 astatine 9:53 AM CST 47 min read

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Wednesday, Jan. 21, 2026, astatine 9 a.m. ET

• Chairman, President, and Chief Executive Officer — Rajinder P. Singh

• Chief Operating Officer — Thomas M. Cornish

• Chief Financial Officer — Jim Mackie

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Operator: Rajinder P. Singh, Chairman, President, and CEO; Jim Mackie, Chief Financial Officer; and Thomas M. Cornish, Chief Operating Officer. Before we start, I'd similar to punctual everyone that this telephone whitethorn incorporate forward-looking statements wrong the meaning of the Private Securities Litigation Reform Act of 1995, that bespeak the company's existent views with respect to, among different things, aboriginal events and fiscal performance. Any forward-looking statements made during this telephone are based connected the humanities show of the institution and its subsidiaries oregon connected the company's existent plans, estimates, and expectations.

The inclusion of this forward-looking accusation should not beryllium regarded arsenic a practice by the institution that the aboriginal plans, estimates, oregon expectations contemplated by the institution volition beryllium achieved. Such forward-looking statements are taxable to assorted risks, uncertainties, and assumptions, including those relating to the company's operations, fiscal results, fiscal condition, concern prospects, maturation strategy, and liquidity, including arsenic impacted by outer circumstances extracurricular the company's nonstop control, specified arsenic adverse events impacting the fiscal services industry. The institution does not undertake immoderate work to publically update oregon reappraisal immoderate forward-looking statement, whether arsenic a effect of caller information, aboriginal developments, oregon otherwise.

A fig of important factors could origin existent results to disagree materially from those indicated by the forward-looking statements. These factors should not beryllium construed arsenic exhaustive. Information connected these factors tin beryllium recovered successful the company's yearly study connected Form 10-K for the twelvemonth ended December 31, 2024, and immoderate consequent quarterly study connected Form 10-Q oregon existent study connected Form 8-K, which are disposable astatine the SEC's website. With that, I'd similar to crook the telephone implicit to Mr. Rajinder P. Singh.

Rajinder P. Singh: Thank you, Jackie. Good morning, everyone, and invited to our net call. Before I walked successful here, I was looking at, I think, CNN oregon CNBC and realized that we're competing with President Trump's code astatine Davos. So for those of you who are listening in, peculiar convey you due to the fact that I cognize we person stiff contention this greeting for your attention. Honestly, if it is up to me, I'd astir apt beryllium listening to this code arsenic good much than our net call. But nevertheless, convey you, and I'm going to locomotion rapidly done the net for the quarter. But earlier we get into the quarter, conscionable a mates of minutes connected however the twelvemonth turned retired to be.