Wells Fargo offers assorted recognition paper options for each benignant of consumer, whether you privation to gain currency oregon question rewards, oregon are looking for a agelong introductory APR offer. Even better, galore Wells Fargo cards supply compartment telephone extortion arsenic a modular benefit.
Best Wells Fargo recognition cards for June 2026
Welcome offer
None
Rewards rate
- None
Welcome offer
Earn 20,000 bonus points aft spending $1,000 wrong the archetypal 3 months (worth a $200 currency redemption value)
Wells Fargo Active Cash® Credit Card: Best wide
Annual fee
$0
Welcome offer
Earn a $200 currency rewards bonus aft spending $500 wrong the archetypal 3 months
Introductory APR
0% intro APR for 12 months from relationship opening connected qualifying equilibrium transfers (balance transfers made wrong 120 days suffice for the intro APR and intro equilibrium transportation fee; 18.49%, 24.49%, oregon 28.49% adaptable APR aft that)
Purchase APR
18.49%, 24.49%, oregon 28.49% adaptable APR
Introductory Balance Transfer APR
0% intro APR for 12 months from relationship opening connected qualifying equilibrium transfers
Ongoing Balance Transfer APR
18.49%, 24.49%, oregon 28.49% Variable APR
Rewards rate
Unlimited 2% currency rewards connected purchases
Benefits
- Get up to $600 of compartment telephone extortion against harm oregon theft ($25 deductible applies)
- Pay-per-use 24/7 roadside dispatch assistance
- Auto rental collision harm waiver coverage
Why we similar it: The Wells Fargo Active Cash hits the close notes connected aggregate fronts, including nary yearly fee, a straightforward rewards rate, and aggregate intro APR offers. This tin easy beryllium the 1 paper you transportation successful your wallet if you similar to question light.
Wells Fargo Reflect® Card: Best for 0% intro APR
Annual fee
$0
Welcome offer
None
Purchase APR
17.49%, 23.99%, oregon 28.24% adaptable APR
Introductory APR
0% intro APR for 21 months from relationship opening connected purchases and qualifying equilibrium transfers (balance transfers made wrong 120 days suffice for the intro APR and intro equilibrium transportation fee; 17.49%, 23.99%, oregon 28.24% adaptable APR aft that)
Introductory Balance Transfer APR
0% intro APR for 21 months from relationship opening connected qualifying equilibrium transfers
Ongoing Balance Transfer APR
17.49%, 23.99%, oregon 28.24% Variable APR
Rewards rate
None
Benefits
- Get up to $600 of compartment telephone extortion against harm oregon theft ($25 deductible applies)
- 0% introductory APR is utile to concern ample purchases oregon transportation a equilibrium from different card
Why we similar it: The Wells Fargo Reflect provides aggregate agelong introductory APR offers, giving you the accidental to concern an upcoming ample acquisition oregon assistance wage down indebtedness without worrying astir involvement during the connection period. It doesn’t supply galore different benefits, but that’s good due to the fact that its main absorption is connected the 0% intro APR offers.
Read our afloat reappraisal of the Wells Fargo Reflect Card
Wells Fargo Autograph® Card: Best for mundane earning
Annual fee
$0
Welcome offer
Earn 20,000 bonus points aft spending $1,000 wrong the archetypal 3 months (worth a $200 currency redemption value)
Introductory APR
0% intro APR connected purchases for the archetypal 12 months, 18.49%, 24.49%, oregon 28.49% adaptable APR after
Purchase APR
18.49%, 24.49%, oregon 28.49% adaptable APR
Rewards rate
- 3x points connected dining, travel, state and EV charging stations, transit, fashionable streaming services, and telephone plans
- 1x points connected each different purchases
Benefits
- Get up to $600 of compartment telephone extortion against harm oregon theft (up to 2 claims per year, $25 deductible applies)
- Auto rental collision harm waiver coverage
- Visa Signature® perks, including Visa Signature® Concierge work and Luxury Hotel Collection privileges
Why we similar it: The Wells Fargo Autograph makes consciousness if you privation an affordable paper for earning question rewards connected mundane purchases. With its precocious rewards complaint successful aggregate communal categories, you tin rack up points connected purchases you already marque successful your day-to-day life.
Read our afloat reappraisal of the Wells Fargo Autograph Card
Wells Fargo Autograph Journey® Card: Best for question
Annual fee
$95
Welcome offer
Earn 60,000 bonus points erstwhile you walk $4,000 successful purchases successful the archetypal 3 months
Purchase APR
19.49%, 25.49%, oregon 28.49% adaptable APR
Ongoing Balance Transfer APR
19.49%, 25.49%, oregon 28.49% Variable APR
Rewards rate
- 5x points with hotels
- 4x points with airlines
- 3x points connected restaurants and different travel
- 1x points connected everything else
Benefits
- Get a $50 yearly connection recognition with $50 minimum hose purchase
- Access question protections specified arsenic mislaid baggage reimbursement, question mishap insurance, and travel cancellation protection
- Get up to $1,000 of compartment telephone extortion against damage, theft, oregon nonaccomplishment (up to 2 claims each 12 months; $25 deductible applies)
Why we similar it: The Wells Fargo Autograph Journey is an fantabulous paper for travelers who privation to support their rank costs debased portion inactive benefiting from utile question perks, specified arsenic nary overseas transaction fees and question insurance. The Autograph Journey besides provides elevated earning rates connected question and eating purchases, giving predominant travelers much bang for their subordinate connected applicable expenses.
Read our afloat reappraisal of the Wells Fargo Autograph Journey Card
Choice Privileges® Select Mastercard®: Best for hotels
Annual fee
$95
Welcome offer
Earn 60,000 bonus points erstwhile you walk $3,000 successful purchases successful the archetypal 3 months — capable to redeem for up to 7 reward nights astatine prime Choice Hotels® properties (additional fees and presumption whitethorn apply)
Purchase APR
See issuer tract for existent APR
Rewards rate
- 10x points connected stays astatine participating Choice Hotels® properties, positive connected Choice Privileges constituent purchases
- 5x points connected purchases astatine state stations, market stores, location betterment stores, and connected telephone program services
- 1x points connected different purchases
Benefits
- Earn 30,000 bonus points each relationship anniversary, capable to redeem up to 3 reward nights astatine Choice Hotels properties (additional fees and presumption whitethorn apply)
- Upgrade to higher Choice Privileges Elite presumption and gain rewards faster with points earned utilizing your paper connected mundane purchases
- Earn rewards much often passim the twelvemonth — specified arsenic bonus points oregon acquisition cards
Why we similar it: Simply put, if you enactment astatine Choice Privileges hotels, you should see the Choice Privileges Select Mastercard. This paper provides circumstantial edifice benefits for cardholders, including automatic Platinum Elite membership, a 30,000-point day bonus, and Milestone Rewards.
Wells Fargo Signify Business Cash® Card: Best for concern owners
Annual fee
$0
Welcome offer
Earn a $500 currency rewards bonus aft spending $5,000 wrong the archetypal 3 months
Introductory APR
0% intro APR connected purchases for the archetypal 12 months, aft which the modular APR applies
Purchase APR
See issuer tract for existent APR
Rewards rate
2% currency rewards connected each eligible purchases
Benefits
- 0% introductory APR is utile to concern ample purchases
- Redeem your rewards arsenic a connection credit, for acquisition cards, travel, and more
- Complimentary rank to the Priority Pass airdrome lounge web (lounge sojourn fees apply)
Why we similar it: The Wells Fargo Signify Business Cash is simply a straightforward cash-back paper specifically designed for concern owners who worth simplicity. With nary yearly fee, a level rewards rate, and the enactment to usage a 0% intro APR offer, you tin absorption connected your concern alternatively than a analyzable recognition paper product.
More Wells Fargo recognition cards to see
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Wells Fargo Attune® Card
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One Key™ Card
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One Key+™ Card
-
Choice Privileges® Mastercard®
What to look for successful a Wells Fargo recognition paper
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Welcome offer: Not each Wells Fargo cards supply invited offers, but galore do, and they tin beryllium fantabulous ways for qualified applicants to gain a batch of rewards soon aft relationship opening.
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Annual fee: Wells Fargo recognition cards typically person debased oregon nary yearly fees, making them overmuch much affordable than galore different disposable paper options.
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Perks and benefits: Many Wells Fargo cards supply compartment telephone protection, but you would person to comparison different circumstantial benefits betwixt cards to spot what aligns champion with your lifestyle. For example, the Wells Fargo Autograph Journey provides aggregate question security perks, including travel cancellation and interruption protection.
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Rewards: The champion rewards complaint depends connected your spending habits and preferences. In general, the Wells Fargo Autograph has immoderate of the highest earning imaginable connected mundane purchases, but the Wells Fargo Active Cash makes it casual to gain currency rewards crossed a wide scope of categories.
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Intro APR offers: Certain Wells Fargo recognition cards supply 0% introductory APR offers, allowing eligible cardholders opportunities to concern purchases oregon assistance wage down debt, depending connected the disposable offer.
Types of Wells Fargo recognition cards
Wells Fargo offers assorted types of recognition cards to suit antithetic goals and needs.
Cash-back
These cards gain currency rewards connected eligible purchases. You tin typically redeem currency rewards for relationship credits, covering eligible past purchases, acquisition cards, and checking retired online with PayPal (where applicable).
Wells Fargo offers these cash-back recognition cards:
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Wells Fargo Active Cash® Credit Card
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Wells Fargo Attune® Card
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Wells Fargo Signify Business Cash® Card
Read more: The champion cash-back recognition cards
0% intro APR
These cards supply 0% introductory APR offers connected qualifying equilibrium transfers, purchases, oregon both. That means you don’t person to wage involvement connected purchases oregon a qualifying equilibrium transportation during the connection period, though modular APR rates use aft the play ends. Qualifying equilibrium transfers besides travel with equilibrium transportation fees.
Wells Fargo offers these 0% intro APR recognition cards:
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Wells Fargo Active Cash® Credit Card
-
Wells Fargo Attune® Card
-
Wells Fargo Autograph® Card
-
Wells Fargo Reflect® Card
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Wells Fargo Signify Business Cash® Card
Read more: The champion 0% APR recognition cards
Travel
Frequent travelers volition find these cards appealing, arsenic they supply question rewards connected eligible purchases. Some of them besides person circumstantial question benefits, specified arsenic question security coverage, and they don’t complaint overseas transaction fees.
Wells Fargo offers these question recognition cards:
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Wells Fargo Autograph® Card
-
Wells Fargo Autograph Journey® Card
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One Key™ Card
-
One Key+™ Card
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Choice Privileges® Mastercard®
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Choice Privileges® Select Mastercard®
Read more: The champion question recognition cards
Business
Business recognition cards marque consciousness for tiny concern owners who privation to instrumentality vantage of business-specific benefits, specified arsenic earning rewards connected concern expenses. In addition, it’s an casual mode to abstracted concern expenses from idiosyncratic spending to assistance with doing your taxes.
Wells Fargo offers this concern recognition card:
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Wells Fargo Signify Business Cash® Card
Read more: The champion concern recognition cards
Should I unfastened a Wells Fargo recognition card?
It whitethorn marque consciousness to use for a Wells Fargo recognition paper if:
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You’re already a Wells Fargo customer
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You similar recognition cards with debased oregon nary yearly fees
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You privation to instrumentality vantage of a 0% intro APR offer
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You similar straightforward rewards rates
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You privation a paper with compartment telephone protection
You whitethorn privation to see different cards if:
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You privation premium question benefits, specified arsenic airdrome lounge access
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You privation a circumstantial hose recognition card
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Wells Fargo transportation partners don’t align with your question preferences
Wells Fargo recognition paper FAQs
What is the champion Wells Fargo paper to get?
These are immoderate of the champion Wells Fargo recognition cards for antithetic situations:
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Wells Fargo Active Cash® Credit Card: Best overall
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Wells Fargo Reflect® Card: Best for 0% intro APR
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Wells Fargo Autograph® Card: Best for mundane earning
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Wells Fargo Autograph Journey® Card: Best for travel
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Choice Privileges® Select Mastercard®: Best for hotels
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Wells Fargo Signify Business Cash® Card: Best for concern owners
What recognition people bash you request for a Wells Fargo recognition card?
You typically request astatine slightest a bully recognition people to suffice for a Wells Fargo recognition card. That’s astatine slightest a 670 score, according to the FICO scoring model. Keep successful caput that paper issuers whitethorn besides see different factors, specified arsenic your income and past of repaying debt, to find your creditworthiness erstwhile applying for a recognition card.
Does Wells Fargo ever rise your recognition limit?
Wells Fargo whitethorn automatically summation your recognition bounds done periodic reviews of your relationship enactment and different factors. You whitethorn besides beryllium capable to petition a recognition bounds increase, though you should beryllium alert that this could effect successful a hard inquiry.
Our methodology
We usage abstracted rubrics for antithetic paper categories, including Cash Back, Travel, and 0% APR, to springiness recognition cards from large paper issuers their ain ratings. The circumstantial factors alteration by rubric, but whitethorn see details astir yearly fees, rewards rates, 0% introductory APR offers, and more.
We selected the top-rated Wells Fargo recognition cards from our existing rubrics to make our database of the champion Wells Fargo recognition cards. We included assorted cards to screen a wide scope of categories we judge volition suit the antithetic needs of imaginable cardholders.
Editorial Disclosure: The accusation successful this nonfiction has not been reviewed oregon approved by immoderate advertiser. All opinions beryllium solely to Yahoo Finance and are not those of immoderate different entity. The details connected fiscal products, including paper rates and fees, are close arsenic of the people date. All products oregon services are presented without warranty. Check the bank’s website for the astir existent information. This tract doesn't see each presently disposable offers. Credit people unsocial does not warrant oregon connote support for immoderate fiscal product.

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