Billionaire Mark Cuban Says If You Have $100K, Buy Bulk Toothpaste And Soup For The 'Best' ROI—The Rest? Let It Sit In The Bank Earning 'Nothing'

If you handed Mark Cuban $100,000, helium wouldn't tally to Wall Street oregon immoderate blistery tech startup. He'd drawback a buying cart.

In a 2010 Forbes interview, the billionaire was asked what he'd bash with a lump sum of $100,000. His effect wasn't flashy. It wasn't cryptic. And it didn't impact crypto. It involved…toothpaste.

"First I wage disconnected each my recognition paper indebtedness and measure paying disconnected immoderate different indebtedness I have. What I person near I enactment successful the bank," helium said. But helium didn't halt there.

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Then comes the portion that sounds little similar a billionaire's fiscal strategy and much similar a Costco coupon haul: "I effort to make arsenic overmuch transactional worth arsenic imaginable from that cash. I look astatine my yearly budgets for everything and anything, and I look to spot wherever I tin prevention the astir wealth connected those items. Saving 30% to 50% buying successful bulk—replenishable items from toothpaste to soup, oregon immoderate I usage a batch of—is the champion guaranteed instrumentality connected concern you tin get anywhere."

Let's interruption that down. Cuban isn't saying spell hoard manus sanitizer similar it's 2020 again. He's saying if you already usage toothpaste, toilet paper, canned soup, shampoo—things you're going to bargain anyway—you mightiness arsenic good banal up erstwhile prices are lower. That's the ROI: buying worldly present to debar paying much later. His mentation of "investing" isn't tied up successful risk—it's astir locked-in savings.

Let's accidental you usually bargain a four-pack of toilet insubstantial for $6, but a bulk container of 30 rolls goes connected merchantability for $20. That's astir 67 cents a rotation vs. $1.50 a roll. Over the year, you're not conscionable wiping distant inconvenience—you're redeeming existent cash. Multiply that crossed your market staples and, similar Cuban says, you're looking astatine a "guaranteed" ROI nary banal oregon enslaved tin promise.

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And what astir the remainder of that $100,000? Don't expect a fancy ETF proposal from Cuban.

"Whatever I person near I support successful the slope and fto it gain nothing," helium said successful the interview.

Yes—"let it gain nothing." Why? Because past it's ready. Cuban's not parking wealth successful the slope retired of laziness—he's waiting for the infinitesimal helium tin pounce. In his world, flexibility beats short-term yield.