Here Are the Average Social Security Benefits at the Most Popular Retirement Ages

You don't person to assertion Social Security close erstwhile you retire. However, galore radical bash commencement their benefits astatine the aforesaid clip arsenic their paychecks stop. This makes sense, due to the fact that Social Security is often an important root of income for seniors.

Since it's truthful communal to discontinue and commencement benefits close away, it tin beryllium adjuvant to recognize what the mean Social Security payment is astatine the astir fashionable status ages.

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Knowing the size of the payment checks that the emblematic elder collects volition springiness you penetration into what to expect if you discontinue erstwhile the bulk of your peers do.

These are the astir fashionable status ages

According to the Center for Retirement Research, the astir fashionable status property for men is 65, and for women, 63. This was successful 2024. However, the numbers person been reasonably consistent. Age 65 has been the astir fashionable status property for men since 2019, portion the astir fashionable status property for women has fluctuated betwixt 62 and 63 since 2007.

It's not astonishing that these ages are popular. Age 65 is erstwhile you archetypal go eligible for Medicare. It besides utilized to beryllium the afloat status property for Social Security, though it hasn't been for a agelong time.

Age 62, connected the different hand, is the archetypal property erstwhile you go eligible for Social Security status benefits. And women often discontinue earlier men due to the fact that they discontinue alongside an older antheral spouse, due to the fact that they instrumentality connected caregiving responsibilities, oregon due to the fact that they're pushed retired of the workforce adjacent if an aboriginal departure wasn't needfully successful their status plans.

How overmuch is the mean Social Security payment astatine the astir fashionable status ages?

So if you discontinue astatine the astir fashionable ages, however overmuch tin you expect from Social Security?

• The mean payment for men retiring astatine 65 is $1,772 arsenic of December 2025.

• The mean payment for women retiring astatine 62 is $1,285.50.

• The mean payment for women retiring astatine 63 is $1,300.20.

These numbers are each beneath the wide mean payment of $2,071 (as of January 2, 2026).

The numbers are little due to the fact that a assertion astatine 62, 63, oregon 65 would beryllium beneath afloat status age. FRA is 67 for anyone calved successful 1960 oregon later. The benefits for women are besides overmuch little than the benefits for men, not conscionable due to the fact that of the earlier property but besides due to the fact that women traditionally earned little than men.