Here’s What the Street Thinks About Affirm Holdings (AFRM)

1 hour ago 3

Talha Qureshi

Sun, April 12, 2026 astatine 1:33 PM CDT 2 min read

Affirm Holdings, Inc. (NASDAQ:AFRM) is 1 of the Best Growth Stocks to Buy With Highest Upside Potential. The Street has a bullish sentiment connected Affirm Holdings, Inc. (NASDAQ:AFRM) arsenic 27 of the 34 analysts covering the banal support a Buy rating. Moreover, the analyst’s mean 12-month terms people suggests much than 75% upside from the existent level.

Recently, connected March 31, TD Cowen lowered the firm’s terms people connected the banal from $95 to $80, portion maintaining a Buy standing connected the stock. The steadfast cited that they reduced terms targets among the user concern radical arsenic portion of their Q1 net preview. TD Cowen highlighted that the macro situation has created uncertainty among investors. Moreover, the AI’s interaction connected employment and the accrued state prices are besides creating headwinds for low-income consumers. Despite lowering the terms target, TD Cowen named Affirm arsenic 1 of its apical picks successful the sector.

Earlier connected March 18, Mizuho had reiterated an Outperform standing connected Affirm Holdings, Inc. (NASDAQ:AFRM) with a terms people of $95. The steadfast addressed concerns from a Wall Street Journal study connected Stone Ridge limiting redemptions connected a money holding Affirm loans. The steadfast highlighted beardown capitalist request for Affirm’s loans, noting an asset-backed securities (ABS) issuance was upsized from $500 cardinal to $750 million. Mizuho emphasized Affirm’s abbreviated indebtedness durations arsenic an enabler of speedy underwriting adjustments to macroeconomic oregon geopolitical shocks, alongside unchangeable delinquency rates.

Affirm Holdings, Inc. (NASDAQ:AFRM) operates a outgo web crossed Canada, the United States, and internationally. The company’s level includes a consumer-focused app, a point-of-sale outgo solution for consumers, and merchant commerce solutions. It offers BNPL loans, outgo solutions, and fiscal services to consumers and merchants. It was incorporated successful 2012 and is based successful San Francisco, California.

While we admit the imaginable of AFRM arsenic an investment, we judge definite AI stocks connection greater upside imaginable and transportation little downside risk. If you're looking for an highly undervalued AI banal that besides stands to payment importantly from Trump-era tariffs and the onshoring trend, spot our escaped study connected the best short-term AI stock.

READ NEXT: 7 Hot Growth Stocks to Invest successful Right Now and 7 Ridiculously Cheap Stocks to Buy According to Wall Street Analysts.

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