Keefe Bruyette Lowers Klarna (KLAR) PT to $45 Due to Sector-Wide Valuation Adjustments

Additionally, Klarna Group (NYSE:KLAR) reported that the institution reached a full gross of $903 cardinal successful Q3 2025, which was supported by a 51% year-over-year gross summation successful the US and a 43% emergence successful US GMV. A superior operator of this occurrence was the Fair Financing product, which saw GMV turn by 139% globally and 244% successful the US, arsenic the fig of merchants offering the merchandise tripled implicit 2 years to 151,000.

Klarna continues to usage AI to thrust unprecedented efficiency. The institution has reduced its full headcount by 47% done earthy attrition, portion gross per worker has climbed to $1.1 million. Its AI adjunct present performs enactment equivalent to 853 full-time roles, redeeming an estimated $60 cardinal annually. These gains allowed Klarna to support level operating expenses contempt 108% gross maturation implicit the measured period. Klarna is besides successfully transitioning into a Global Neobank. The Klarna Card has reached 3.2 cardinal progressive users and present generates 4x much gross per lawsuit ($130) than a modular progressive idiosyncratic ($33).

Klarna Group (NYSE:KLAR) operates arsenic a integer slope and flexible payments supplier successful the UK, the US, Germany, Sweden, and internationally.

While we admit the imaginable of KLAR arsenic an investment, we judge definite AI stocks connection greater upside imaginable and transportation little downside risk. If you’re looking for an highly undervalued AI banal that besides stands to payment importantly from Trump-era tariffs and the onshoring trend, spot our escaped study connected the best short-term AI stock.

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Disclosure: None. This nonfiction is primitively published at Insider Monkey.