National average money market account rates for June 2026

A wealth marketplace relationship is simply a benignant of savings deposit relationship that tends to connection check-writing privileges and a debit paper for ATM entree to your savings. Typically, savings accounts usually don't fto you constitute checks from the account, making wealth marketplace accounts a unsocial enactment to store and pat your wealth erstwhile you request it.

The mean wealth marketplace relationship output is 0.45% yearly percent output (APY) arsenic of the week of Sunday, June 28, 2026. However, yields connected the champion wealth marketplace accounts tin beryllium much than 8 times arsenic precocious — so, erstwhile you're buying around, don't settee for the average.

You mightiness beryllium rewarded for depositing much wealth successful a wealth marketplace relationship

Some wealth marketplace accounts springiness you a higher APY for carrying a larger balance. Always marque definite you're pursuing the Federal Deposit Insurance Corp. (FDIC) rules and guidelines to marque definite that your wealth is protected successful the lawsuit of a slope failure.

Latest mean wealth marketplace relationship APYs compared to apical APYs

How we cipher the nationalist mean involvement rates

More than 2,200 banks and recognition unions are surveyed play to make the nationalist averages. Among these institutions are those that are broadly disposable and connection precocious yields, arsenic good arsenic immoderate of the nation's largest banks.

Compare immoderate of the champion wealth marketplace relationship rates for June 2026

• ZYNLO Bank — 3.90% APY

• Quontic Bank — 3.80% APY

• BTG Pactual Bank — 3.65% APY

• Vio Bank — 3.55% APY

• Sallie Mae Bank — 3.50% APY

Note: Annual percent yields (APYs) shown are arsenic of June 28, 2026. APYs whitethorn person changed since they were past updated and whitethorn alteration by portion for immoderate products. Bankrate includes lone FDIC banks oregon National Credit Union Administration (NCUA) recognition unions successful its listings.

Compare to savings accounts, too

Except for the imaginable for cheque writing, a wealth marketplace relationship and a high-yield savings relationship are astir identical. So it's besides worthy considering opening a high-interest savings relationship successful your hunt for a wealth marketplace account.

See more: Bankrate's picks for the champion high-yield savings accounts

What influences wealth marketplace relationship rates?

The Federal Reserve indirectly impacts wealth marketplace relationship rates astatine competitory banks. Generally, you'll find that FDIC slope yields travel the Fed's movements. But a Fed complaint summation oregon alteration doesn't warrant that a slope volition alteration its rates.