The Ramsey Show says the house is 'indeed haunted' — but is it worth leaving a cheap home to escape an ex-wife's ghost?

A mates with a perfectly affordable owe walked onto a unrecorded taping of The Ramsey Show (1) to settee a statement they've discussed for, by their ain admission, hundreds of hours.

As hosts Dr. John Delony, Jade Warshaw and Ken Coleman listened, guests Cheryl and Clifton explained their conundrum:

"Cliff and I person been joined for 2 years now. We created a precise large blended family. Between the 2 of us, we person 9 children. And we presently reside successful the location that Cliff utilized to stock with his ex-wife," Cheryl told the panel.

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She went connected to explicate that they wage conscionable $1,800 a period connected the mortgage, and the location is astir fractional paid off. Still, she insists that the location has "bad juju" and she wants to move.

Clifton, connected the different hand, wants to hold astatine slightest 2 much years, until much of their kids are retired of the house, truthful they tin downsize to a smaller place. So what is the consensus?

A wealth issue?

The squad rapidly recognizes thing that Clifton seems to beryllium missing — it's not conscionable astir the money.

"You're bringing information to a feelings fight. And you're going to lose," Delony told Clifton.

For Cheryl, the motive to determination and nary longer beryllium burdened with the "ghost" of an ex overrides the request for much quadrate footage astatine an affordable terms point.

At the aforesaid time, Clifton's lawsuit is financially sound.

As of 2024, 43.5 cardinal (2) American households spent much than 30% of their income connected housing. Selling a location with specified an affordable owe and buying thing comparable could easy propulsion them to that limit, portion staying enactment is simply a safer option.

Ultimately, though, they tin spend up to $3,000 a period and inactive enactment wrong the threshold the Ramsey squad recommends — keeping lodging costs astatine oregon beneath 25% of take-home wage (3).

While the speech was light-hearted and included plentifulness of laughter, each 3 hosts ruled successful Cheryl's favor.

But the existent acquisition present goes beyond this mates — it's 1 a batch of partners navigating a large fiscal determination could basal to hear: When making life-altering decisions, it's not that wealth doesn't matter. But wealth isn't the lone happening that matters. Your spouse's comfortableness and prime of beingness are important, too.