XRP Price Analysis: Why Is Goldman Sachs Buying XRP While Everyone Else Is Selling?

• Goldman Sachs holds $153.8M crossed 4 XRP ETFs—73% of each disclosed organization XRP ETF holdings—making it the largest organization XRP holder successful the U.S.

• 60% of XRP holders are sitting connected losses successful 2026, and 3.8 cardinal XRP has flowed onto Binance since January arsenic retail and whales sell.

• Goldman’s May 13F filing volition uncover whether the slope held done XRP’s 40% diminution oregon exited the position.

• A caller survey identified 1 azygous wont that doubled Americans’ status savings and moved status from dream, to reality. Read much here.

Goldman Sachs is present the largest organization XRP (CRYPTO: XRP) holder successful the United States. The bank's latest SEC filing reveals $153.8 cardinal dispersed crossed 4 spot XRP ETFs, which is much than the adjacent 29 organization holders combined.

What makes this absorbing is that Goldman Sachs built this presumption during Q4 2025 portion XRP was already sliding from its highs, and the crypto has fallen different 40% since. Retail investors person been heading for the exits, whales person been moving billions onto Binance, and the broader crypto marketplace is sitting successful Extreme Fear.

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So wherefore is Goldman Sachs buying XRP portion everyone other is selling? Let's interruption it down.

Goldman's Q4 2025 13F filing with the SEC—covering the play ending December 31, 2025—shows a $153.8 cardinal presumption crossed 4 spot XRP ETFs. This wasn't an enlargement of an existing involvement arsenic Goldman initiated the full XRP allocation during Q4, which means the slope started buying XRP vulnerability wrong weeks of the archetypal spot ETFs launching successful November 2025.

The presumption is dispersed astir evenly crossed 4 issuers: astir $40 cardinal successful the Bitwise XRP ETF, $38.5 cardinal successful the Franklin Templeton XRP Trust, $38 cardinal successful the Grayscale XRP ETF, and $36 cardinal successful the 21Shares XRP ETF. Banks don't dispersed $154 cardinal evenly crossed 4 competing funds by accident, which shows this is simply a deliberate determination to diversify crossed issuers alternatively than stake connected a azygous product.

XRP is besides portion of a broader $2.3 cardinal crypto portfolio Goldman Sachs holds wholly done spot ETFs. The slope has $1.1 cardinal successful Bitcoin, $1 cardinal successful Ethereum, $108 cardinal successful Solana, and $153.8 cardinal successful XRP. At 6.5% of the full crypto book, XRP isn't Goldman's biggest integer plus position. But it's the 1 that stands retired fixed the timing, due to the fact that Bitcoin and Ethereum ETFs had been trading for implicit a twelvemonth erstwhile Goldman added to those—and XRP ETFs were hardly six weeks old.